For 2025, you may contribute up to $7,000 into a Green Century Funds Traditional IRA.

If you are 50 years old or older, the contribution limit is $8,000 for 2025.

Individuals not covered by a retirement plan at work and people covered by a retirement plan who meet certain IRS income guidelines may be able to deduct their contributions from their taxable income each year.

When you retire, distributions from your IRA are generally taxed as ordinary income.

For 2025, you may contribute up to $7,000 into a Green Century Funds Roth IRA.

If you are 50 years old or older, the contribution limit is $8,000 for 2025.

Roth IRAs differ from Traditional IRAs. With a Roth IRA, you cannot deduct your current year contributions from your taxable income. However, upon retirement, distributions from your Roth IRA are generally not taxed as ordinary income. Learn more about what funds to invest with a Roth IRA, here.

If you have an IRA account at another financial institution that you would like to transfer to the Green Century Funds or if you have a 401(k) account with a past employer that you would like to rollover into a Green Century Funds IRA, please do one of the following:

Request IRA forms to be mailed to you.
Download IRA Registration and Transfer forms (PDF).

A Simplified Employee Pension (SEP) plan allows self-employed people and small business owners to establish SEP-IRAs for the business owner and any eligible employees.

SEP-IRAs have specific eligibility rules and contribution limits (as described on IRS Form 5305-SEP). Otherwise SEP-IRAs follow the same rules as Traditional IRAs.

If you are interested in opening a Green Century Funds SEP-IRA Account, you will also need to complete IRS Form 5305-SEP.